What benefits have mobile banking apps given to users so far?

The ability to make financial transactions and payments through your phone and not leave your house is absolutely the best feature and benefit that we received from banks. Mobile banking apps have made our lives so much easier since we are paying our bills, sending money to other accounts, and paying our credits and loans through it. Additionally, some of the banks gave us a chance to connect other cards to banking as well, which made making payments through various cards even easier. You can send money to whomever you want in a matter of seconds and receive money to your account within a few minutes regardless of your location. But there are surely more benefits that can be provided by the banks through mobile banking.

Mobile banking app features that all should have

Starting from an intuitive and user-friendly interface, easy navigation, and mobile-friendly design, many mobile banking apps still suffer from finding the best solutions for this matter. It is a fact that the easier the user operates in the app, the more convenient it is to continue using that app. And due to poor navigational directions or frustrating fragmented experiences, many users give up on using the apps because it takes a lot of time to get used to them. For this, all the banks should consider having an intuitive and easy interface. Users should be able to move around the app efficiently and find whatever they are looking for with ease. Having an in-app search option can make it very easy for older people to find the features they are looking for in the app.

The second and another important feature should be secure sign-ins. With everything that’s going on in the world, specifically hackings, cyber thefts, and data violations, it is very important to make sure that signing in is secure. People should feel secure with this, as this kind of app keeps all the financial information. There can be fingerprint sign-ins, face identification, or secure passcodes. Mobile banking apps should make sure to deliver the safest security to their users.

Another key feature that can be a great opportunity for clients, is to be able to connect several bank cards to mobile banking. Many people have several bank cards but don’t want to have an app for each card. So being able to connect the card to one mobile banking gives them a chance to use their cards easily. Many people also look for different cards as many cards offer many services and have different privileges. There is a specific website called Bastakreditkort.se that allows people to compare the banks and cards and choose the best option depending on their needs. And when looking for a bank card that provides low annual fees, a lot of benefits, and an excellent bonus program, Norwegian Kreditkort or Resurs Bank Mastercard can be one of your choices. And now that you have several bank cards, having all of them in one mobile banking app would be a great advantage, wouldn’t it?

Having easy customer support in the app is also a great advantage. There can be 24/7 online chat support or a hotline, for people to be able to get their answers whenever they have issues. Another support option can be showing nearing ATMs. It may seem a simple feature, but it can help a lot while you are looking for an ATM outside. Having your phone location, the app can find the nearest ATM and send you the details.

In conclusion, we all can agree that mobile banking has changed our lives significantly. It would have been a lot harder for us to make our financial expenses and actions without them. And having more improved and developed app options would only give us an opportunity to expand our experiences with banks and mobile banking.

The post Mobile banking apps: the key to having a hustle-free and user-friendly banking app appeared first on AppGen 2022.

Let’s analyze the main problems, which 99.9% of entrepreneurs face when realizing their idea of creating applications, and define the variants of their solution.

Problem 1: Choosing a contractor

A team of professionals can transform your idea into a workable product that is ready to be launched on the market. Among them there must be UI/UX designers, an experienced manager for concept development and coordination of the entire team, programmers to develop the front-end and back-end parts, a tester, an analyst, a specialist in ASO-optimization and promotion. Here comes the first problem, which is choosing a contractor to develop the mobile application. One person is unlikely to be able to cope with such a volume of diverse work, and simply being an expert in all these areas is impossible. Therefore it is necessary to look for developers on a freelance basis or apply to a studio/agency, whose staff already has all the specialists.

In the first case, the entrepreneur will have to spend a lot of time just to understand their own project and understand what kind of specialists are needed. After that it is necessary to find potential performers on multiple exchanges, assess their skills, discuss the project and somehow coordinate their work and establish communication. Freelancers working on a project can be located in different places and be unfamiliar with each other, which will complicate the communication, and you will be the only link between them. You will have to assign tasks to everyone, control the development process, pass on comments and resolve conflicts which inevitably arise between the participants of the process who work in the same team for the first time.

A company or studio, where all the specialists are already on staff, looks much more preferable option. You just tell your idea to the manager, and everything else the team will do itself. Of course, without your participation will not do, but it is required only for the harmonization of details, so that in the end you get exactly what you wanted.

Problem 2: Determining the cost of development

Before searching for contractors to develop an app for obvious reasons every entrepreneur wants to know at least the approximate price of such work in order to plan your costs and budget. And if you decided to find out online how much it costs to develop a mobile app, you are likely to get rather ambiguous results. Prices can vary significantly, and the cost can be specified both for the implementation of the entire project and in the form of a developer’s hourly rate. In both the first and the second options, it will be difficult to understand how much money will be needed. So without consulting with a manager, you can only know the approximate price, which is quite a significant problem.

After spending some time on the Internet and making a few calls, you will be able to determine the range of actual prices for development. A responsible contractor for mobile application development will be able to name the cost of implementing the entire project only after discussing all the important details with the customer, including the platform, functionality, design, and so on. You can find calculators online to determine the cost of the application’s functionality. But they are only approximate, the final price you can know only after the detailed study of all the features of the project. During the development process, there can be changes in the price associated with sudden complexities, which is sometimes used by developers who are not particularly honest. A reliable studio, which values the customer and its reputation, describes the price of its services and each stage of work in detail. As a result, you get the final cost, which must be specified in the contract, and in this case you are protected from increasing the budget.

Problem 3: Interaction with developers

It is not uncommon for a client to receive a completely different product than he or she expected to see. The blame lies both with the contractor and the client. And while everything is clear with the contractor, you may have questions about the fault of the client. So let’s focus at once on the client and his actions. You cannot give developers an abstract task and expect that the experts, using their telepathic abilities, will find out what you really want and will accurately implement all the wishes, even those that are not voiced. That’s why it’s so important to interact with developers at every stage of the work and agree on intermediate results.

The post How to avoid problems in mobile app development? appeared first on AppGen 2022.